Mortgage Loan Originator

This position is responsible for originating and qualifying mortgage loan applicants, initiating compliance procedures, and marketing products and services to solicit new business.

Essential Duties and Responsibilities

• Meets with loan applicants to gather personal information and answer questions about mortgage loan products
• Obtains and verifies financial information in order to conduct analysis used in evaluating loan applications
• Enters a decision on loans within established mortgage lending guidelines; documents decision analysis and properly communicates with customer on next steps
• Facilitates the closing process which includes scheduling with involved parties, communicating requirements, and presenting closings
• Actively conducts business development activities including establishing relationships with Realtors and builders, and monitoring existing portfolio
• Recommends other Primebank products and services to mortgage customers

Education and Experience

• College degree or equivalent work experience
• Two or more years of mortgage origination or processing experience
• Able to complete NMLS license

Skills and Abilities

• Proven sales and business development skills
• Exceptional interpersonal skills
• Excellent verbal and written communication skills
• Ability to interpret regulations, policies, and procedures to solve customer service and record keeping problems
• Working knowledge and demonstrated ability to operate computers and software, such as Microsoft Office Suite

This position requires a selected candidate must pass a criminal history background check and have favorable credit history for bonding purposes.