Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?

Apply to join Team CEFCU!

CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team!

The Mortgage Loan Originator (MLO) solicits mortgage product referrals by calling/meeting with realtors, builders, and Select Employer Groups (SEG) as assigned. Presents the features and benefits of all CEFCU mortgage products/services. Pre-qualifies members for mortgage loans, completes applications, and cross-sells other CEFCU products/services to meet member needs. Communicates with members, realtors, and underwriters on the status of pending applications and assists to obtain information needed to complete and fund loans. Communicates with Member Center Management/staff as necessary. Analyzes member applications, assesses member goals and objectively recommends the best product to meet the member’s needs. Interviews applicants over the phone as well as in person. The individual actively participates in and is held accountable for the attainment of individual and departmental/organizational goals. The ability to make clear and concise notes at every point of contact is critical for this position.

Required Qualifications:

• High school diploma or equivalent is required.
• Must register with the Nationwide Mortgage Licensing System and Registration (NMLS) to comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).
• Must possess a current, valid driver’s license, an acceptable driving record, and personal vehicle insurance.
• Previous lending experience of at least 2 years required.
• Excellent member communication and service skills are required.
• Proven record of sound judgment and decision-making abilities.
• Ability to maintain highest level of accuracy under on-going peak volume conditions.

Preferred Qualifications:

• Bachelors’ degree.
• Mortgage lending experience of at least 2 years.
• Proven business development experience.

Summary Pay Range

The pay range for this position is $30.79 - $36.16.

Compensation offered may vary based on skills and experience. Please note that salary is only one component of total compensation at CEFCU.

 

Benefits

Financial

Merit-based raises

Health and Welfare

Generous paid time off (Holiday, Personal or Sick Time, Vacation)

Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP, California - Kaiser Permanente HMO)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)

Health Savings Account

Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan)

Life Insurance

Accidental Death & Dismemberment Insurance

Disability Benefits

Defined Benefit Plan – Pension 

Defined Contribution Plan – 401K

Additional Benefits

Employee Assistance Program

California Commuter Benefit Program

Tuition reimbursement

Career growth through internal job postings

Management Development Program: formal mentoring and training

Opportunities to help improve and build the CEFCU of tomorrow through process teams

Opportunities to personally contribute to corporate financial literacy and community initiatives

Casual days to support local charities

Employee discounts on entertainment, cell phone plans, theme park tickets, and more

On-site fitness center, fitness classes, and wellness program

It is CEFCU’s policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law. This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.