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Loan Originator

First Federal Bank
Full-time
On-site
Birmingham, Alabama, United States
 
 
First Federal Bank is seeking high achievers to contribute to its mortgage origination team.

 

SUMMARY

This commission based position is for resilient self-starters who perform well under pressure in a fast paced environment. Critical thinking, problem solving, strong work ethic and oral and written communication skills are required.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned: 

  • Increase new mortgage business by networking with industry professionals, primarily Realtors, growing relationships within the community and maintaining relationships with previous clients. 
  • Prepare and submit loan applications by interviewing applicants and reconciling data received by applicants.
  • Communicate with applicant during the mortgage process.
  • Ensure compliance with all federal, state and bank regulations -Structures loan products to best meet applicant’s needs.
  • Have knowledge and understanding of Agency loan products and guidelines, loan origination software and CRM.
  • Conduct business with integrity and high moral character.
  • Contribute maximum effort to grow relationships with branch team and client base on behalf of the Bank.
  • Responsible for complying with the BSA/AML and Red Flags policy.
  • Researching any necessary information regarding the BSA/AML and Red Flags policy and if necessary, reporting to senior management and/or the compliance department.
  • Required to attend classroom or online BSA/AML and Red Flags training annually.

 

SUPERVISORY RESPONSIBILITIES

None

 

EDUCATION and/or EXPERIENCE REQUIRED

High School diploma or equivalent.

 

EXPERIENCE PREFERENCE:

Established loan originator with 2+ years’ experience; sales professional with mortgage or similar industry experience; previous mortgage industry experience. 


First Federal Bank is an equal opportunity employer.